Aa’isha (radiyallaahu-anhaa) narrated that the Prophet (sallal-laahu-alayhi-wasallam) used to invoke Allaah in the salaah (before the tasleem) saying:

O Allaah, I seek refuge with You from the punishment of the grave and from the trial and affliction of Maseeh Ad-Dajjaal and from trial and affliction of life and death. O Allaah, I seek refuge with You from sins and from being in debt. Somebody said to him, ‘’why do you so frequently seek refuge with Allaah from being in debt?’’ The Prophet (sallal-laahu-alayhi-wasallam) replied: ”A person in debt tells lies whenever he speaks, and breaks promises whenever he makes (them) [See Arabic Text in Bukhaari, Hadeeth Number: 832]

Imaam Ibnul Qayyim (rahimahullaah) said:

The Prophet (sallal-laahu-alayhi-wasallam) combined between (seeking Allaah’s refuge) from sins and debt because sins necessitate loss in the afterlife and debt necessitates loss in the worldly life. [Al-Fawaa-id: page: 97]